How do Prosure Insurance Services help local businesses?
Let’s look at a recent case study:
A Client now employs somebody in their workshop – currently no Employers Liability in place, no risk assessment and no health and safety policy.
All are now required by law – we have helped with all of these.
Client is heavily underinsured on their business interruption. We helped explain how insurance works out gross profit, then calculated a new figure which we have used in the new presentation. Incidentally, a number of other contents sums insured were too low, so a walk around the workshop was enough with our experience to assist the client in reviewing these.
This client also has a number of flammable liquids stored on the premises. The existing policy had an endorsement that effectively marked the policy as void should a fire have occurred. The client was completely unaware of this. So we managed to address all of the above serious issues and managed to save the client £400 on the revised renewal quote with the existing insurer.
Talking to a local broker, such as Prosure, and having us visit your premises will not only save you money, but we can make sure your insurance cover is adequate for your needs. Plus of course you understand all of the endorsements, terms and conditions so should the worse happen you can be comfortable any future claim would be paid out.